Bank of England backs down on strict stablecoin holding limits, sets $50 billion issuance cap

CoinDesk 2026-06-22 10:48:14
Context: The Bank of England has revised its stance on stablecoin regulations, abandoning plans for strict retail holding limits in favor of a 40-billion-pound aggregate cap, equivalent to approximately $50 billion, ahead of a planned 2027 market launch. This shift in policy comes as the central bank aims to create a more favorable environment for stablecoin issuers. The changes also include more lenient yield terms for token issuers.

Key Facts

  • The Bank of England has set a $50 billion issuance cap for stablecoins, equivalent to a 40-billion-pound aggregate cap, in a move to regulate the rapidly growing stablecoin market.
  • The central bank has abandoned its previous plans to impose strict retail holding limits on stablecoins, opting for a more relaxed regulatory approach ahead of the 2027 market launch.
  • The revised policy includes sweetened yield terms for token issuers, indicating a further shift towards a more accommodating regulatory stance.
  • The changes are intended to facilitate the growth of the stablecoin market, with the Bank of England planning to launch the market in 2027.
  • The policy revision reflects a nuanced approach to regulating stablecoins, balancing the need for oversight with the goal of fostering innovation in the financial sector.

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